Introduction to insurance schemes on the labour market 2016 – in the event of membership of an employers’ association within the Confederation of Swedish Enterprise


Companies with employees are required by law to pay employer's contributions. These contributions primarily finance sick pay, parental pay, pension insurance and other statutory insurance. Companies may also be required, through collective agreements, to take out collectively agreed insurance for their employees.

An employer that becomes a member of the Confederation of Swedish Enterprise through membership of an employers' association is usually required to take out insurance for its employees under current collective agreements.

This booklet explains the consequences for companies and the practical aspects of fulfilling their obligations. It provides a brief summary of the collectively agreed insurance schemes in the private labour market and the costs for the employer.